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Compare Credit Cards

Some of the card offers on this site are from companies who are advertising clients of U.S. News. Advertising considerations may impact where offers appear on the site but do not affect any editorial decisions, such as which card products we write about and how we evaluate them. Terms apply.

Our compare tool allows you to select and compare up to three credit cards side by side and assess features, offers, and more.

457 Credit Cards
  1. Bank of America® Customized Cash Rewards credit card

    The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Top Rewards Rates

    • 3%

      Cash back in the category of your choice

    • 2%

      Cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)

    • 1%

      Cash back on all other purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Rates & Fees

    • Issuer Name

      Bank of America

    • Credit Needed

      Excellent/Good

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    • Penalty APR

      up to 29.99% APR

    • Balance Transfer Intro APR

      0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

    • Balance Transfer Fee

      Either $10 or 3% of the amount of each transaction, whichever is greater.

    • Cash Advance Fee

      See terms

    • Foreign Transaction Fee

      3%

    • See all credit card details
  2. Bank of America® Travel Rewards credit card

    The information for the Bank of America® Travel Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Top Rewards Rates

    • 1.5X

      Points per dollar spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    The information for the Bank of America® Travel Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    The information for the Bank of America® Travel Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Rates & Fees

    • Issuer Name

      Bank of America

    • Credit Needed

      Excellent/Good

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    • Penalty APR

      up to 29.99% APR

    • Balance Transfer Fee

      Either $10 or 3% of the amount of each transaction, whichever is greater.

    • Cash Advance Fee

      See terms

    • Foreign Transaction Fee

      None

    • See all credit card details
  3. Bank of America® Unlimited Cash Rewards credit card

    The information for the Bank of America® Unlimited Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Top Rewards Rates

    • 1.5%

      cash back on all purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    The information for the Bank of America® Unlimited Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    The information for the Bank of America® Unlimited Cash Rewards credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Rates & Fees

    • Issuer Name

      Bank of America

    • Credit Needed

      Excellent/Good

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable APR on purchases and balance transfers

    • Penalty APR

      up to 29.99% APR

    • Balance Transfer Intro APR

      0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

    • Balance Transfer Fee

      Either $10 or 3% of the amount of each transaction, whichever is greater.

    • Cash Advance Fee

      See Terms

    • Foreign Transaction Fee

      3%

    • See all credit card details
  4. Amazon Rewards Visa Signature Card

    The information for the Amazon Rewards Visa Signature Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Top Rewards Rates

    • 3%

      Cash back at Amazon.com and Whole Foods Market

    • 2%

      Cash back at restaurants, gas stations and drugstores

    • 1%

      Cash back on all other purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      14.24% to 22.24%, based on your creditworthiness

    The information for the Amazon Rewards Visa Signature Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    The information for the Amazon Rewards Visa Signature Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Rates & Fees

    • Issuer Name

      Chase

    • Credit Needed

      Good/Excellent

    • Annual Fee

      $0

    • APR

      14.24% to 22.24%, based on your creditworthiness

    • Penalty APR

      None

    • Balance Transfer Fee

      $5 or 5% of the amount of each transfer, whichever is greater

    • Cash Advance Fee

      Either $10 or 5% of the amount of each transaction, whichever is greater

    • Foreign Transaction Fee

      None

    • See all credit card details
  5. American Express Cash Magnet® Card

    The information for the American Express Cash Magnet® Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Top Rewards Rates

    • 1.5%

      Cash Back on your purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable

    The information for the American Express Cash Magnet® Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    The information for the American Express Cash Magnet® Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0

    • APR

      13.99% - 23.99% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      2.7% of each transaction after conversion to US dollars.

    • See all credit card details
  6. Southwest Rapid Rewards® Premier Credit Card

    On Chase's Secure Website.

    Top Rewards Rates

    • 3X

      points on Southwest® purchases.

    • 2X

      points on local transit and commuting, including rideshare.

    • 2X

      points on internet, cable, phone services, and select streaming.

    • 2

      EarlyBird Check-In® each year.

    • 1

      point for every $1 spent on all other purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $99

    • APR

      16.24% - 23.24% Variable

    On Chase's Secure Website.

    On Chase's Secure Website.

    Rates & Fees

    • Issuer Name

      Chase

    • Credit Needed

      Excellent, Good

    • Annual Fee

      $99

    • APR

      16.24% - 23.24% Variable

    • Penalty APR

      Up to 29.99%

    • Balance Transfer Fee

      Either $5 or 5% of the amount of each transfer, whichever is greater.

    • Cash Advance Fee

      Either $10 or 5% of the amount of each transaction, whichever is greater.

    • Foreign Transaction Fee

      $0

    • See all credit card details
  7. Chase Sapphire Preferred® Card

    On Chase's Secure Website.

    Top Rewards Rates

    • 5x

      on travel purchased through Chase Ultimate Rewards®

    • 3x

      on dining

    • 2x

      on all other travel purchases, plus more.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $95

    • APR

      16.24% - 23.24% Variable

    On Chase's Secure Website.

    On Chase's Secure Website.

    Rates & Fees

    • Issuer Name

      Chase

    • Credit Needed

      Excellent, Good

    • Annual Fee

      $95

    • APR

      16.24% - 23.24% Variable

    • Penalty APR

      Up to 29.99%

    • Balance Transfer Fee

      Either $5 or 5% of the amount of each transfer, whichever is greater.

    • Cash Advance Fee

      Either $10 or 5% of the amount of each transaction, whichever is greater.

    • Foreign Transaction Fee

      $0

    • See all credit card details
  8. Citi® Double Cash Card - 18 month BT offer

    On Citi's Secure Website.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • APR

      14.74% - 24.74% (Variable)

    On Citi's Secure Website.

    On Citi's Secure Website.

    Rates & Fees

    • Issuer Name

      Citi

    • Credit Needed

      Excellent, Good

    • Annual Fee

      $0

    • APR

      14.74% - 24.74% (Variable)

    • Penalty APR

      Up to 29.99% (Variable)

    • Balance Transfer Intro APR

      0% for 18 months

    • Balance Transfer Fee

      Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

    • Cash Advance Fee

      5% of each cash advance; $10 minimum

    • Foreign Transaction Fee

      3%

    • See all credit card details
  9. Citi® / AAdvantage® Executive World Elite Mastercard®

    On Citi's Secure Website.

    Top Rewards Rates

    • 2

      AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases

    • 1

      Loyalty Point for every 1 eligible mile earned from purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $450

    • APR

      16.74% - 25.74% (Variable)

    On Citi's Secure Website.

    On Citi's Secure Website.

    Rates & Fees

    • Issuer Name

      Citi

    • Credit Needed

      Excellent, Good

    • Annual Fee

      $450

    • APR

      16.74% - 25.74% (Variable)

    • Penalty APR

      Up to 29.99% (Variable)

    • Balance Transfer Fee

      5% of each balance transfer; $5 minimum.

    • Cash Advance Fee

      5% of each cash advance; $10 minimum

    • Foreign Transaction Fee

      0%

    • See all credit card details

The Value of Comparing Cards Before Applying

No single credit card will meet the needs of every consumer. Someone who is bracing for a big purchase might need a different card from someone who is planning a vacation abroad or just trying to build credit. And while some issuers try to entice new applicants with a big sign-up bonus and a premium rewards program, the cards themselves might come with large annual fees and higher-than-average annual percentage rates. Weighing the advantages and drawbacks of each card is critical. It can save you time and money in the long run if you choose the right card for you from the start.

How to Use U.S. News' Credit Card Compare Tool

Search for the card that best suits your lifestyle and financial situation. With U.S. News' credit card compare tool, you can shop around for the right card. Select the "browse cards" button to see the most frequently compared cards. The "compare cards" option lets you filter cards manually, by category, card name, issuer, credit required and annual fee.

Once you select the cards you're interested in, hit "compare cards now" to see how they measure up against each other. Then, click on each card's individual profile for more details.

What to Consider When Comparing Credit Cards

As you evaluate credit card options, ask:

  • Am I likely to be approved for this card? Issuers may require applicants to have good or even excellent credit to qualify for certain cards.
  • What is the APR? The annual percentage rate is what you'll pay if you need to carry a balance. Keep in mind: Many of these cards provide an APR range, and you have no guarantee that you'll receive the lowest possible rate.
  • Does the card charge an annual fee? And if so, is the annual fee worth the card's other perks?
  • Does the card have a 0% APR offer? Some cards let new cardholders pay 0% interest on purchases and/or balance transfers for a certain period of time. If you need to make a big purchase you can't immediately afford or if you're trying to pay off your credit card debt, this can be a good option. But plan to zero out your balance before the introductory period ends. Take time to understand how long the intro period lasts, what APR you'll pay when that period ends and what your balance transfer fee will be.
  • Will I spend enough to earn the sign-up bonus? Some cards offer lucrative sign-up bonuses if you spend a certain amount of money with the card. But if you can't reach that threshold, the card might not be a good fit.
  • Does the card offer rewards? If so, is its rewards program what you're looking for? Perhaps you want to earn at a higher rate for the purchases you make the most, or maybe you want a simple rewards program that lets you earn at one flat rate.
  • Does its rewards redemption optionssuit your needs? If the card only allows you to redeem for miles on an airline you don't fly, it might not be the right choice.
  • Do you understand how the fees work? Make sure you look at the card's foreign transaction fee, balance transfer fee, cash advance fee and penalty fees.
  • Does the card offer perks? Some cards offer travel insurance, price protection, travel rebates and even a free night at certain hotels.

Read U.S. News credit card comparisons to learn how the best credit cards stack up head to head:

Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.