Credit Card News & Advice

Get answers to common questions about credit cards, and find the right card for you

Latest Credit Card Advice

Does Divorce Hurt Your Credit?

Divorce can put a strain on your financial health, but there are steps you can take to protect your credit.

Wells Fargo Introduces Autograph Credit Card

The new credit card will earn 3 points per dollar in common spending categories.

How Do My Chase Plan and My Chase Loan Work?

Cardholders have more payment flexibility and borrowing power thanks to Chase's programs.

5 Credit Card Safety Tips for Online Shopping

You can limit your exposure to credit card fraud by following five simple steps.

How to Start Building Credit at 18

If you build your credit early, you'll be setting your future self up for success.

What Rising Interest Rates Mean for Your Credit Cards

Your credit card APRs will increase when the Federal Reserve raises interest rates, but you can take steps to reduce the financial stress.

How Many Americans Are Living Paycheck to Paycheck?

If you're living paycheck to paycheck, here are steps to help you financially survive.

What Are Credit Card Convenience Fees?

Credit card payments are easy to make, but some merchants charge for convenience.

What Annual Income Is Required for a Credit Card?

Your debt-to-income ratio, or DTI, will help creditors determine if you earn enough to get approved.

Survey: 71% Say Rising Costs Have Affected Summer Vacation Plans

Though trips have grown more expensive, you can still take a debt-free summer vacation.

Can You Use a Personal Credit Card to Start a Business?

You can use a personal credit card for business expenses, but you may be better off with a business credit card.

Chase Ultimate Rewards Review

Learn how you can earn, redeem and maximize points with Chase Ultimate Rewards.

How to Get a High Credit Score

If you follow these steps, you can take your score from good to great.

Is the Bilt Mastercard Worth It?

For renters and savvy rewards card users, the no-fee card offers good rewards potential. Decreases Visa Prepaid Card Rewards Visa Card will offer lower CRO rewards rates and make other modifications.

How to Raise Your Credit Score in 30 Days

These six steps can start to move your credit score in the right direction.

What Are the Credit Score Ranges?

When you understand what credit score ranges mean, you can make better financial decisions.

Paceline Card Doubles Your Rewards for Working Out

The Paceline Card offers up to 5% cash back on health and wellness purchases for meeting your weekly exercise goals.

How Often Should You Apply for a Credit Card?

The answer comes down to a few things, including your credit score and your issuer's rules.

Is It Bad to Close a Credit Card?

Before you cancel your credit card, find out what the impact could be on your credit score.

What Is Creditworthiness?

Your credit score only tells part of the story as lenders judge how likely you are to repay debt.

What Is a Foreign Transaction Fee?

Learning about foreign transaction fees can help you avoid paying more than you have to when traveling abroad.

Are You Liable for Your Spouse's Credit Card Debt?

If your spouse racks up debt during your marriage, you may be liable.

What to Do Before a Credit Check

Taking a few simple steps before a credit check can improve your odds of being approved.

How to Get and Maximize the Southwest Companion Pass

The perk could save you hundreds, if not thousands, of dollars on airfare.

U.S News Credit Card Expert

Beverly Harzog is a nationally recognized personal finance and credit card expert. She’s the bestselling author of five books including The Debt Escape Plan and Confessions of a Credit Junkie

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