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Best American Express Credit Cards of May 2022

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American Express is one of the leading card issuers in the United States. It’s known for its top-notch customer service and some of the best rewards available. From ultra-elite business travel cards to everyday rewards, American Express has credit cards that are a good choice for many different types of cardholders. Terms apply. Read more about our methodology.

Best American Express Cards of May 2022

Summary

Best American Express Credit Cards of May 2022

  1. 2022 Award Winner

    Blue Cash Preferred® Card from American Express

    On American Express' Secure Website.

    Top Rewards Rates

    • 6%

      Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)

    • 6%

      Cash Back on select U.S. streaming subscriptions

    • 3%

      Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more)

    • 1%

      Cash Back on other purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $95.

    • Intro Bonus

      earn a $300 statement credit

    • APR

      14.74% - 24.74% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $95.

    • APR

      14.74% - 24.74% Variable

    • Penalty APR

      29.99% Variable

    • Purchases Intro APR

      0% on purchases for 12 months

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      2.7% of each transaction after conversion to US dollars.

    • See all credit card details
  2. 2022 Award Winner

    Delta SkyMiles® Gold American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 2X

      Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.

    • 1X

      Mile on all other eligible purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $99.

    • Intro Bonus

      earn 40,000 Bonus Miles

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $99.

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  3. The Platinum Card® from American Express

    On American Express' Secure Website.

    Top Rewards Rates

    • 5X

      Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year

    • 5X

      Membership Rewards® Points on prepaid hotels booked with American Express Travel.

    • 1x

      points on other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $695

    • Intro Bonus

      earn 100,000 Membership Rewards® points

    • APR

      See Pay Over Time APR

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $695

    • APR

      See Pay Over Time APR

    • Penalty APR

      See Rates & Fees

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  4. American Express® Gold Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 4X

      Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S

    • 4X

      Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)

    • 3X

      Membership Rewards® Points on flights booked directly with airlines or on amextravel.com

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $250

    • Intro Bonus

      earn 60,000 Membership Rewards® Points

    • APR

      See Pay Over Time APR

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $250

    • APR

      See Pay Over Time APR

    • Penalty APR

      See Rates & Fees

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  5. Blue Cash Everyday® Card from American Express

    On American Express' Secure Website.

    Top Rewards Rates

    • 3%

      Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)

    • 2%

      Cash Back at U.S. gas stations

    • 1%

      Cash Back on other purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • Intro Bonus

      earn a $200 statement credit

    • APR

      14.74% - 24.74% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0

    • APR

      14.74% - 24.74% Variable

    • Penalty APR

      29.99% Variable

    • Purchases Intro APR

      0% on purchases for 15 months

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      2.7% of each transaction after conversion to US dollars.

    • See all credit card details
  6. American Express Blue Business Cash™ Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 2%

      cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      No annual fee

    • Intro Bonus

      earn a $250 statement credit

    • APR

      13.99% - 21.99% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      No annual fee

    • APR

      13.99% - 21.99% Variable

    • Penalty APR

      29.99% Variable

    • Purchases Intro APR

      0% on purchases for 12 months from date of account opening

    • Foreign Transaction Fee

      2.7% of each transaction after conversion to US dollars.

    • See all credit card details
  7. American Express® Business Gold Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 4X

      Membership Rewards® points on the 2 select categories where your business spent the most each month

    • 1X

      is earned for other purchases

    • 4X

      points apply to the first $150,000 in combined purchases from these 2 categories each calendar year

    • 25%

      points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $295

    • Intro Bonus

      earn 70,000 Membership Rewards® points

    • APR

      14.99% - 22.99% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $295

    • APR

      14.99% - 22.99% Variable

    • Penalty APR

      29.99% Variable

    • Foreign Transaction Fee

      None

    • See all credit card details
  8. Delta SkyMiles® Platinum American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 3X

      Miles on Delta purchases and purchases made directly with hotels.

    • 2X

      Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.

    • 1X

      Miles on all other eligible purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $250

    • Intro Bonus

      earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $250

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  9. Hilton Honors American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 7X

      Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with with hotels and resorts within the Hilton portfolio

    • 5X

      Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations

    • 3X

      Hilton Honors Bonus Points for all other eligible purchases on your Card

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • Intro Bonus

      earn 100,000 Hilton Honors Bonus Points

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  10. Marriott Bonvoy Brilliant™ American Express® Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 6

      Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program

    • 3

      points at U.S. restaurants and on flights booked directly with airlines

    • 2

      points on all other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $450

    • Intro Bonus

      earn 75,000 Marriott Bonvoy bonus points

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $450

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  11. Delta SkyMiles® Gold Business American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 2

      Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.

    • 1

      Mile on every eligible dollar spent on other purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $99

    • Intro Bonus

      earn 50,000 Bonus Miles

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0 introductory annual fee for the first year, then $99

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $5 or 3% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  12. Marriott Bonvoy Business™ American Express® Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 6x

      points at hotels participating in the Marriott Bonvoy™ program

    • 4x

      points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping

    • 2x

      points on all other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $125

    • Intro Bonus

      earn 75,000 bonus Marriott Bonvoy points

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $125

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $5 or 3% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  13. Delta SkyMiles® Blue American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 2X

      Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.

    • 2X

      Miles per dollar spent on Delta purchases

    • 1X

      Mile on all other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $0

    • Intro Bonus

      earn 10,000 bonus miles

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $0

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  14. Delta SkyMiles® Reserve American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 3X

      Miles on Delta purchases

    • 1X

      Mile on all other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $550

    • Intro Bonus

      earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $550

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $10 or 5% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  15. The Business Platinum Card® from American Express

    On American Express' Secure Website.

    Top Rewards Rates

    • 5X

      Membership Rewards® points on flights and prepaid hotels on amextravel.com

    • 1.5X

      points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

    • 1X

      points for each dollar you spend on eligible purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $695

    • Intro Bonus

      earn 120,000 Membership Rewards® points

    • APR

      14.99% - 22.99% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $695

    • APR

      14.99% - 22.99% Variable

    • Penalty APR

      29.99% Variable

    • Purchases Intro APR

      See Pay Over Time APR for See Pay Over Time APR

    • Foreign Transaction Fee

      None

    • See all credit card details
  16. The Blue Business® Plus Credit Card from American Express

    On American Express' Secure Website.

    Top Rewards Rates

    • 2X

      Membership Rewards® points on everyday business purchases such as office supplies or client dinners

    • 2X

      applies to the first $50,000 in purchases per year, 1 point per dollar thereafter

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      No annual fee

    • Intro Bonus

      earn 15,000 Membership Rewards® points

    • APR

      13.99% - 21.99% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      No annual fee

    • APR

      13.99% - 21.99% Variable

    • Penalty APR

      29.99% Variable

    • Purchases Intro APR

      0% on purchases for 12 months from date of account opening

    • Foreign Transaction Fee

      2.7% of each transaction after conversion to US dollars.

    • See all credit card details
  17. The Hilton Honors American Express Business Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 12X

      Hilton Honors Bonus Points at hotels and resorts in the Hilton portfolio

    • 6X

      Hilton Honors Bonus Points at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants

    • 3X

      Hilton Honors Bonus Points on all other eligible purchases

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $95

    • Intro Bonus

      earn 130,000 Hilton Honors Bonus Points

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $95

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $5 or 3% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details
  18. Delta SkyMiles® Platinum Business American Express Card

    On American Express' Secure Website.

    Top Rewards Rates

    • 1.5

      miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).

    • 1

      Mile on every eligible dollar spent on other purchases.

    At A Glance

    • Credit Needed

      670-850
      Good to Excellent

    • Annual Fee

      $250

    • Intro Bonus

      earn 60,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

    • APR

      16.49% - 25.49% Variable

    On American Express' Secure Website.

    On American Express' Secure Website.

    Rates & Fees

    • Issuer Name

      American Express

    • Credit Needed

      Good, Excellent

    • Annual Fee

      $250

    • APR

      16.49% - 25.49% Variable

    • Penalty APR

      29.99% Variable

    • Cash Advance Fee

      Either $5 or 3% of the amount of each cash advance, whichever is greater.

    • Foreign Transaction Fee

      None

    • See all credit card details