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Updated 05/02/2022

The Best Credit Cards Awards of 2022

With expert reviews and advice, U.S. News helps you find the best credit card.

The Best Credit Card Awards of 2022

The rising cost of everyday goods, from food to fuel, has consumers rethinking budgets and looking for savings. A credit card that pays you back with cash back rewards or points, whether you're filling up or stocking up, can help you offset inflation. The third annual U.S. News Best Credit Cards Awards recognize credit cards that can be part of your strategy to fight back against record-high inflation.

Check out our category winners for 0% APR, airline, balance transfer, business, cash back, rewards, student and travel credit cards. The editors’ choice winner is a rewards credit card that earns money back at the supermarket and secures a 0% introductory APR for 12 months. Read the methodology here. These are the 2022 winners of the Best Credit Cards Awards:

Award CategoryAward Winner
Best 0% Intro APR Credit CardBankAmericard® credit card
Best Airline Credit CardDelta SkyMiles® Gold American Express Card
Best Balance Transfer Credit CardWells Fargo Reflect℠ Card
Best Business Credit CardCapital One Spark Miles for Business
Best Cash Back Credit CardChase Freedom Unlimited®
Best Rewards Credit CardBlue Cash Preferred® Card from American Express
Best Student Credit CardDiscover it® Student Cash Back
Best Travel Credit CardCapital One VentureOne Rewards Credit Card
Best for Beating Inflation (Editors' Choice)Blue Cash Preferred® Card from American Express

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