The Best Credit Cards Awards of 2022
With expert reviews and advice, U.S. News helps you find the best credit card.
All Credit Card Categories
- 0% Introductory APR Credit Cards
- Airline Credit Cards
- Balance Transfer Credit Cards
- Best American Airlines Credit Cards
- Best Cards For Young Adults
- Best Credit Cards
- Best Delta Air Lines Credit Cards
- Best Hilton Credit Cards
- Best Marriott Credit Cards
- Best New Credit Cards
- Best Southwest Credit Cards
- Best United Airlines Credit Cards
- Business Credit Cards
- Cards for Bad Credit
- Cards for Excellent Credit
- Cards for Fair Credit
- Cards for Good Credit
- Cards for No Credit
- Cash Back Credit Cards
- Credit Cards for Building Credit
- Credit Cards With No Annual Fee
- Credit Cards With No Balance Transfer Fee
- Credit Cards With No Foreign Transaction Fee
- Credit Cards With Sign-up Bonuses
- Gas Credit Cards
- Grocery Rewards Credit Cards
- High Limit Credit Cards
- Hotel Credit Cards
- Low Interest Credit Cards
- Military Credit Cards
- Restaurant Credit Cards
- Retail Store Credit Cards
- Rewards Credit Cards
- Secured Credit Cards
- Student Credit Cards
- Travel Cards With No Annual Fee
- Travel Credit Cards
- Unsecured Credit Cards
The Best Credit Card Awards of 2022
The rising cost of everyday goods, from food to fuel, has consumers rethinking budgets and looking for savings. A credit card that pays you back with cash back rewards or points, whether you're filling up or stocking up, can help you offset inflation. The third annual U.S. News Best Credit Cards Awards recognize credit cards that can be part of your strategy to fight back against record-high inflation.
Check out our category winners for 0% APR, airline, balance transfer, business, cash back, rewards, student and travel credit cards. The editors’ choice winner is a rewards credit card that earns money back at the supermarket and secures a 0% introductory APR for 12 months. Read the methodology here. These are the 2022 winners of the Best Credit Cards Awards:
|Award Category||Award Winner|
|Best 0% Intro APR Credit Card||BankAmericard® credit card|
|Best Airline Credit Card||Delta SkyMiles® Gold American Express Card|
|Best Balance Transfer Credit Card||Wells Fargo Reflect℠ Card|
|Best Business Credit Card||Capital One Spark Miles for Business|
|Best Cash Back Credit Card||Chase Freedom Unlimited®|
|Best Rewards Credit Card||Blue Cash Preferred® Card from American Express|
|Best Student Credit Card||Discover it® Student Cash Back|
|Best Travel Credit Card||Capital One VentureOne Rewards Credit Card|
|Best for Beating Inflation (Editors' Choice)||Blue Cash Preferred® Card from American Express|
Latest Credit Card Advice
When you understand what credit score ranges mean, you can make better financial decisions.
The Paceline Card offers up to 5% cash back on health and wellness purchases for meeting your weekly exercise goals.
The answer comes down to a few things, including your credit score and your issuer's rules.
Before you cancel your credit card, find out what the impact could be on your credit score.
Your credit score only tells part of the story as lenders judge how likely you are to repay debt.
Learning about foreign transaction fees can help you avoid paying more than you have to when traveling abroad.
If your spouse racks up debt during your marriage, you may be liable.
Taking a few simple steps before a credit check can improve your odds of being approved.